Digital identity verification for strong user authentication
How does the digital identity verification
work with the cidaas ID Validator?
Digital identity verification with the
cidaas ID Validator as an example
ADVANTAGES OF DIGITAL IDENTITY VERIFICATION
AI algorithms for safe authentication
Using machine learning, disruptive factors such as blurred images can be permanently eliminated and new attack scenarios for potential identity theft can be constantly identified. Artificial Intelligence not only compares unique aspects of the ID card with the real person, it also verifies the presence of the specific security features of ID cards, such as holograms. This enables consistent, objective and digital identification. An additional important factor in digital identity verification, is the processing of all personal data in compliance with the German Data Protection Regulation Act (DSGVO) and the eIDAS-compliant identity verification.
Unique, comfortable user experience
Users receive a phenomenal and unique user experience, because of the simple verification process. It has never been easier and more convenient to verify in a digital way. Neither analog nor digital contact with other people is required for identity verification. The verification, for e.g. a conclusion of a contract, can, therefore, be carried out at any time and any place, on any camera- and internet-enabled device. Convenience has never been so simple.
Significant reduction of process costs
This latest invention enables companies to make noticeable savings in process costs, as the costs per identification case are significantly reduced. The outsourcing of external manpower can be reduced or even eliminated. Internal employees increase their work efficiency by reducing physical customer liaison and support, e.g. for contract signing. Additionally, the entire workflow becomes more efficient, as the data obtained from the analysis is immediately available to the right systems.
Higher conversions for various applications
Financial service provider
Financial service provider
Fast identity verification, for instance for the flexible opening of accounts, the safe transfer of large sums of money or the taking out of loans.
Conclude or extend insurance online contracts conveniently, quickly and secure.
Digital identity proof in form of a driver's licence for example rental cars, car sharing or leasing. Mobile has never been so safe!
No more fake profiles! Identity checks for applications, proof of age for entertainment content and leisure activities with age restrictions (e.g. gambling or age-restricted film content).
Online verification for students for applying for digital exams or to enroll for the first time.
Conclude credit agreements easily and conveniently during the ordering process and indulge in dream products. Also, the conclusion of mobile phone contracts or the creation of customer and shopping credit cards is no longer a problem.
Digital identity verification in various business sectors
The first-time identity verification of different suppliers e.g. abroad or also proof of expertise between different authorities or official interfaces is an important factor nowadays. After a one-time identity validation, companies can be sure not to be tricked into fraud and to conduct business securely online. This saves some processes, such as manual contracts or time-consuming meetings.
Lange Warteschlangen und endlose Telefonate adé. Nutzer des cidaas ID Validator’s erleben höchsten Benutzerkomfort. Die Kundenzufriedenheit wirkt sich immer positiv auf die Geschäftsprozesse aus und steigert die Markenloyalität. Verträge können komplett online abgeschlossen werden und somit werden Störfaktoren in einer Customer Journey eliminiert und Hindernisse aus dem Weg geräumt. Die Zeitersparnis für Unternehmen ist zudem enorm und Mitarbeiter können noch effizienter arbeiten.
Im Umfeld der Mitarbeiter werden insbesondere bei der Nutzung von Geschäftswägen Identitätsnachweise für den Führerschein benötigt. Die Nachweispflicht liegt häufig in der Verantwortung der Arbeitgeber. Mit dem cidaas ID Validator kann jeder Mitarbeiter schnell, einfach und bequem einen gültigen Führerschein nachweisen. Mitarbeiter können zudem auf Geschäftsreisen problemlos Verträge wie Leasing oder Krankenversicherungen flexibel über das Unternehmen abschließen. Auch Verträge mit Banken können Unternehmen nun digital und komfortabel vereinbaren.
FAQs – what you ever wanted to know about online identity verification
An identity is indispensable for the unambiguous identification of persons in a society that is becoming more and more complex and interacting with each other. Identity is composed of possession, knowledge and being.
- Possession: ID card, cards, device, etc.
- Knowledge: Name, date of birth, client number, PIN, etc.
- Being: Biometrics, genetics, facial expressions, gestures, etc.
These three categories are needed to verify an identity unambiguously and to ensure successful authentication.
A digital identity exists as soon as a person wants to verify themselves digitally. In this process, the real identity is compared with the digital identity to be provided beforehand, so that fraudsters, such as identity thieves, have no chance. Digital identities consist, for example, of usernames with passwords or biometric data.
An identity check analyses the three characteristic features of an identity (possession, knowledge and existence) in any combination with each other. The cidaas ID Validator uses the unique biometric features of a person’s face for unique identification. Thus, a unique identification can take place.
The biometric face verification is one of the safest authentication methods, as every person has a unique biometric profile. With the help of algorithms, which are continuously enhanced by artificial intelligence, it is also possible to recognise whether a potential fraud is present.
Apart from the usual password, there are new, modern authentication procedures for comprehensive digital identity protection. At present, procedures are very popular because they can be authenticated without a password, and are much more convenient and faster to execute.
Digital identities which are authenticated without a password can be biometric procedures or time-based one-time passwords. With time-based validity, digital identities can be less interesting for cyber-attacks and even if they fall into the wrong hands, they could only cause temporary damage. Biometric techniques are much more complex and offer very high protection against possible cyber-attacks.
The digital identity check is carried out exclusively digitally and independently by the user. In contrast to commonly known authentication procedures by mail or video, no second person is required for verification. The artificial intelligence takes over this job via biometric facial verification and an intelligent ID control. The cidaas Validator procedure is also safer, more convenient and significantly faster.
At present, the cidaas ID Validator includes identity checks via specific ID cards or the driving licence. On customers’ request, the required identification and verification documents can be easily integrated into the tool. Please contact us if you have any further queries.
The Face-ID and personal data of a digitally identified user will be processed strictly in accordance with GDPR. Thus, they do not allow any kind of infringements of data protection laws.
The data can also be processed with the help of a consent procedure that has been submitted to the customer in advance. These would then be seamlessly transferred to your databases. A secure and data protection-compliant processing method is hence guaranteed.
The cidaas ID Validator, and the cidaas “Customer Identity and Access Management Suite” is built on microservices and can be seamlessly integrated into existing software environments using modern APIs.
cidaas can be quickly and securely integrated into your customer channels without affecting existing infrastructures or interfering processes. Surprise your customers with excellent convenience during their customer journey. You can read reviews of some of our customers here.
cidaas – Cloud Identity & Access Management (Cloud IAM)
- Focus on user-friendly management of digital identities in any form
- Unique and secure user experience with modern 2 Factor-Authentication
- General Data Protection Regulation Act-compliant and customisable consent management